Quite often you hear; 'it could never happen to me' or "I'll sort it out later". But you wouldn't leave your home or car uninsured so why your Mortgage or Family? Family are important to us all; that is why it is best to get expert advice to help.
As one would imagine, there are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think.
Taking life assurance as an example, a policy:
- Can have decreasing, level or even increasing cover
- Can have additional cover such as critical illness, waiver of premium and indexation
- Can have guaranteed premiums, reviewable premiums
- Can be set up on a Family Income Benefit basis
As part of the service we:
- Provide expert help, guidance & advice
- Make a recommendation based upon the research we have done
- Complete the paperwork with you
- Liaise with the insurance company to ensure that your application is processed and accepted as quickly as possible
Due to the large number of options and complexity of some policies we believe that people need to obtain professional advice. At ADH Mortgage Services we will explain the options available to you, without the jargon, so that you have protection that is suited to your requirements.