Poor Credit

There are many reasons why someone will be declined for a mortgage for example:

  • You have had County Court Judgements (CCJ's)
  • You have a poor credit rating
  • You have mortgage arrears
  • You are a discharged bankrupt
  • You have payment defaults
  • You have been in an IVA (Individual Voluntary Arrangement)
  • You've been turned down by other lenders in the past

If you have had defaults or county court judgments in the past, this does not mean you cannot get a mortgage now. If you have completed an IVA or you are a discharged bankrupt, you may still be eligible for a mortgage. Past credit problems don't mean that you cannot get a good mortgage interest rate now.

With our access to a range of adverse mortgage lenders and our expertise, ADH Mortgage Services may be able to help and as in many cases over the years.

You can still obtain a mortgage with a poor/adverse credit rating but it is important that you obtain professional advice. In order for us to assist you, call 01244 831023 (8am-8pm) or please complete our Mortgage Enquiry Form.

Have any questions? Speak to our expert advisor

We're here to help. For advice or to request a free consultation, call 01244 831023 or leave your details online for a call back when it's convenient for you.

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