Latest News

Posted: 25.03.21 - Admin

95% Mortgages - More Lenders Available

More Lenders have confirmed that they will be offering 95% mortgages again to not only first time buyers. But also, homemovers.

Please call 01244 831023 for further information or email me.

95% Mortgages - More Lenders Available

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Posted: 04.03.21 - Admin

Help to Buy: mortgage guarantee scheme

Chancellor Rishi Sunak confirmed in his Budget speech yesterday that the government will back a new mortgage guarantee scheme. This will increase the availability of 95% Loan-to-value mortgage products, enabling more households to access mortgages without the need for prohibitively large deposits.

Sunak has announced a new guarantee scheme to bring back the low deposit mortgages that he previously said had “virtually disappeared”.

But how will the new government-backed 95% mortgages work? And would you be able to get one?

Please call 01244 831023 for further information or email me.

Choosing the right mortgage? ADH Mortgage Services Chester Cheshire North Wales
Posted: 19.02.21 - Admin

CHOOSING THE RIGHT MORTGAGE

Whether you are buying a new property or just remortgaging, it’s worth looking at the different types of mortgages available to you. ADH Mortgage Services offers outstanding personal service dedicated to solving your mortgage problems and recognising that everyone has unique requirements. We realise that mortgages and products suitable for some may not be suitable for others. We like to build and maintain good relationships with everyone we help by continuing to provide the best possible service we can to all of our clients.

At ADH Mortgage Services we have access to over 55 UK lenders. The relationship we have with them, combined with the volume of mortgages that we arrange, puts us in a very strong position to ensure we get the right product and flexibility to work for you in the way you prefer, whether that is face-to-face, by telephone or by email.

Alongside our mortgage offerings we take pride in providing valuable information and advice on protection products related to mortgages such as Life Insurance, Income Protection, Buildings and Contents, etc. We also provide Secured and Unsecured loans.

ADH Mortgage Services act as a credit broker not a lender for buildings and contents insurance. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Call 01244 831023 or contact us online to arrange a callback.

Choosing the right mortgage? ADH Mortgage Services Chester Cheshire North Wales
Posted: 05.02.21 - Admin

Is Your Fixed Rate Ending 2021?

What happens when the fixed-rate period on your mortgage ends?

What are your options at the end of the fixed rate period on your mortgage? And what happens if you do nothing?

What interest rate will apply when your fixed-rate mortgage period ends? And how do you make sure you don’t pay more than you have to?

Is your fixed rate mortgage coming to an end 2021? ADH Mortgage Services

If you’ve taken out a fixed-rate mortgage, your interest rate is locked in for a fixed period. In other words, the interest rate - and consequently your monthly mortgage repayment - will remain unchanged for an agreed number of years.

But all good things come to an end. Even fixed-rate terms on mortgages. And, when this happens, you could find yourself paying your mortgage provider more than you bargained for.

In Summary

The end of your mortgage deal could open up some interesting possibilities. Doing nothing is an option, but it's always worth researching what else is out there as you might find there's money to be saved...

To get in touch, just give us a call: 01244 831023 or head on over to our contact page where you can leave your details for a call back.


Posted: 05.01.21 - Article by Rozi Jones from Financial Reporter

Mortgage experts predict stamp duty extension following third lockdown

Following Boris Johnson's speech last night, in which he imposed a third national lockdown, mortgage experts are predicting an extension to the stamp duty deadline.

David Hannah, founder and principal consultant of Cornerstone Tax, said: "It is critical that the government reviews this stamp duty holiday, and either announces an extension or amends the tax payment date so that homebuyers can still take advantage of the holiday even if they cannot complete by 31st March. The most preferable option would be a phasing out of the holiday, to avoid those who are currently in the process of purchasing their properties, essentially being thrown off a cliff-edge.... Read full article here (opens new window)


Posted: 15.01.21 - Admin

Are you interested in remortgaging your residential or 'buy to let' property?

Depending on the rate you are currently being charged, you could save a significant sum each month by switching to another mortgage deal. We do all the searching, completion of paperwork etc so it's also hassle free.

To get in touch, just give us a call: 01244 831023 for an informal chat to get the ball rolling.


Posted: 05.01.21 - Article by Rozi Jones from Financial Reporter

Mortgage experts predict stamp duty extension following third lockdown

Following Boris Johnson's speech last night, in which he imposed a third national lockdown, mortgage experts are predicting an extension to the stamp duty deadline.

David Hannah, founder and principal consultant of Cornerstone Tax, said: "It is critical that the government reviews this stamp duty holiday, and either announces an extension or amends the tax payment date so that homebuyers can still take advantage of the holiday even if they cannot complete by 31st March. The most preferable option would be a phasing out of the holiday, to avoid those who are currently in the process of purchasing their properties, essentially being thrown off a cliff-edge.... Read full article here (opens new window)


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